This is a fixed-interest loan secured by a mortgage over the asset. The unique advantage here is the tax benefit: GST is not applied to loan repayments, which can offer some financial relief for your business.

Equipment Finance
Whether you’re starting a business or already have one, you’ll likely need more equipment to help your operations and growth. Lionskey Finance is here to help you find the right financial options for your equipment needs. We can assist you in finding the perfect solution that fits your requirements. Equipment finance is a smart choice for businesses looking to get high-value equipment without paying upfront. Instead of buying, you can rent or lease the equipment for a set time. This includes things like vehicles, forklifts, and machinery, but not regular expenses or property costs. Equipment financing helps with managing cash flow. By using this service, you can get the equipment you need without spending all your money upfront.
When it comes to equipment financing, you have a few options to choose from:

- This option is perfect if you want to eventually own the equipment. The finance provider technically owns the equipment until the contract is fully paid, and typically, no initial deposit is required.
Similar to Hire Purchase, but with a twist Instead of aiming to own the equipment, you negotiate a new arrangement at the end of the lease term. You can either continue leasing the existing item or choose to lease a newer one. This allows your business to access the latest equipment without constantly depleting your capital.


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